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Thread: Emerging from Covid-19

  1. #31
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    Nov 2007
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    Ambler, PA
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    989

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    Quote Originally Posted by fastg View Post
    Yep on the parade laps. I could only find one of the cars in the paddock.

    Graham
    i also had a SN95 Mustang Cobra like this one, mine was setup a little more track oriented compared to this one. Big- Heavyweight Tank that didn’t like slowing down. 11 track weekends with no damage. I’ll put some blame on The Officials running the drivers meeting for not hammering the meaning of flagging and warmup laps.. how do you explain this to your Insurance Agent. Croc will chime in on that question...
    Superformance S1 # 47

  2. #32
    Join Date
    Jul 2013
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    445

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    Don't get me started about the safety of street cars on race tracks. I consider the whole trend reprehensible.

  3. #33
    Join Date
    Sep 2005
    Location
    St. Louis, MO
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    459

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    The last track day I did with MVP was at COTA in 2013. Lots of high powered cars (Mark markets to Porsche and Viper owners, or at least he did), and I spent most of the weekend staring in my mirrors and doing point by’s.

    At the drivers meeting before the first session we were warned that the esses were deceptive, and kept tightening as you went through. Were also told that someone had crashed there at all the events that had been held (COTA had just opened).

    The picture is the result of the esses. First session, advanced group.

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  4. #34
    Join Date
    Nov 2011
    Location
    Seattle area
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    459

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    Quote Originally Posted by S1Steve View Post
    i also had a SN95 Mustang Cobra like this one, mine was setup a little more track oriented compared to this one. Big- Heavyweight Tank that didn’t like slowing down. 11 track weekends with no damage. I’ll put some blame on The Officials running the drivers meeting for not hammering the meaning of flagging and warmup laps.. how do you explain this to your Insurance Agent. Croc will chime in on that question...
    More than likely there is no need to explain this to your insurance agent. Crashes at a track are almost always excluded from coverage under most normal auto policies. Of course reporting that it happened elsewhere is a whole other issue. And a felony.
    2012 CSR 260, registered as a 1966 Super 7

    Still in the massive grin stage. Damn bugs!

  5. #35
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    Feb 2009
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    NYC
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    4,963

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    Quote Originally Posted by S1Steve View Post
    How do you explain this to your Insurance Agent.
    The insurance agent is easy - he's your friend. He/She/It is generally not even employed by the insurance company - they work on commissions. The insurance company claims assessor is not going to be your friend. Lucky Dawg is right - personal auto policies in most states have standard wording which would exclude this type of damage from being covered as a claim. However, some insurance companies might cover the loss to avoid potential litigation but then at next renewal you will see a 50%+ increase in premiums which is industry code for "we do not want you as a customer."

    I have seen people damage their cars at NJMP and then have it towed to the side of the road outside of NJMP so it can be picked up. Lying on a claim form is insurance fraud and a state crime. You should not be out there on track unless you can afford the possible damage cost or you buy the specialty track day insurance with Lockton, Hagerty, etc. The specialty insurers are good - I see them pay out fairly and without issues to friends of mine that have accidentally run out of talent and improved the looks of their Porsches.

    Also keep in mind that a small number of large insurance companies do AI scan Youtube trackday videos for license plates and then cross-match to their insured databases. If there is a match then expect your premiums to jump massively next renewal. Cover up your license plates.


    Quote Originally Posted by panamericano View Post
    Don't get me started about the safety of street cars on race tracks. I consider the whole trend reprehensible.
    I agree with you but for different reasons.

    I raced production cars in the period of sketchy safety 30 odd years ago. It was not unusual to be 150mph on production car brakes with just upgraded pads and the usual brake fluid. We won't go into drivers (including me) using painted muffler pipe/cardboard tubing as a "rollcage" as it saved hundreds of pounds of weight and made for quicker cars. So I grew up with being ok with a street car on track but you also developed the maturity to drive it within its capabilities - don't burn out brakes, consider lack of internal roll cage, stresses on production suspension components, etc. Even in my Caterham today, habit forces me to check pump my brake pedal twice for pressure down a straight so I know I can stop at the end of it. I learned that lesson early on in my driving career at 175mph. Most of my cars are restoration/recommissioning projects. I take precautions as I bring them back on track because it does not matter what restoration you have done in a workshop - you have never tested them at speed on track and you do not have safe life data on any of the parts - so you have to proceed carefully and work it up to speed.

    I have been out on track in an SUV with a few other SUVs. I was very conscious of doing an indicated 140mph and having to brake it down to 65mph for turn 1. I was always test pumping brakes down the straight to make sure and even then I knew after 3 laps I was pushing the SUV's capabilities (and my luck). I can feel the car through the wheel, feet and ass and so know what it feels and what it is doing but you have to know the safety envelope is shrinking at higher speeds.

    The worst accident record for track day operators in the US is supposedly PCA - not sure how true that is because there is no published data but sounds plausible because they are the most widespread/national, high average cost cars, but also possibly because they do have very crowded days. I once saw 50 cars out on Thunderbolt circuit at once. To my mind, a safer number is closer to 30-35. I have seen a lot of car on car accidents plus car into fence accidents at their events over many years. Porkers are very accomplished production cars but the drivers? Not so accomplished - a fat wallet, a big ego and possibly small manly attributes are enough to get you out on track in one. PCA does have good instructors though and a methodology for graduating drivers up the ranks so that is something.

    The lesson - the car is a dumb animal. The driver should have the humility and skill to know this and drive appropriately. Half the problem is drivers graduate into advanced driving groups too quickly before they develop their skills properly. If not then the trackday operator should operate the day accordingly. If that fails, looking at the damage on that poor Mustang above on a (for Heaven's sake) sighting lap, then that driver deserves a ban and remedial training.
    Mike
    2010 Caterham CSR with Cosworth 2.3 Duratec
    2018 Caterham 420R with 2L Duratec 210hp at Donington UK
    1975 BMW CSL Group 4 (restoration - engine and dry sump install time)
    1977 Holden Torana "A9X" (awaiting restoration)
    1985 Holden Commodore SS Group A
    1985 Holden Commodore Group A
    1982 Ferrari 400i
    1965 Ford Mustang Fastback "Holman Moody"
    1992 Ford Escort RS Cosworth WRC (fettling after long period of storage)
    1990 Range Rover 2 door Classic
    and another project car coming....

  6. #36
    Join Date
    Feb 2009
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    NYC
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    Quote Originally Posted by Croc View Post
    Still, it was a damn good day. Blew out some cobwebs and cheered me up no end. Mechanical destruction does that to men for some reason.
    Photos are always good to show. Mike Woeller was the photographer on site on the days. Those that have been the NJMP sevens event will have met him as he loves sevens and hanging out with us. A truly skilled guy at getting great action shots.









    This chap in the car looks handsome!





    Car is bug smeared and tire marked but trust me, the driver has the biggest grin going on behind the helmet!
    Last edited by Croc; 06-06-2020 at 06:18 AM.
    Mike
    2010 Caterham CSR with Cosworth 2.3 Duratec
    2018 Caterham 420R with 2L Duratec 210hp at Donington UK
    1975 BMW CSL Group 4 (restoration - engine and dry sump install time)
    1977 Holden Torana "A9X" (awaiting restoration)
    1985 Holden Commodore SS Group A
    1985 Holden Commodore Group A
    1982 Ferrari 400i
    1965 Ford Mustang Fastback "Holman Moody"
    1992 Ford Escort RS Cosworth WRC (fettling after long period of storage)
    1990 Range Rover 2 door Classic
    and another project car coming....

  7. #37
    Join Date
    Oct 2006
    Location
    Cincinnati
    Posts
    3,724

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    Haggerty charges me about $200 per track day for coverage with a $5K deductible, as I recall. Depending on what car I am tracking, I typically buy it for peace of mind. And, somewhat counter-intuitively, I am a bit more cautious as I dont want to have to report I Fked up to a 3rd party....
    Kitcat:AKA, Sir Spinsalot
    '97 Caterham Super Sprint, 1700 Crossflow-sold
    '09 Birkin S3, Duratec-sold
    '03 Caterham Zetec track car
    '19 Honda Type R, sold
    '19 Miata Clubsport

  8. #38
    Join Date
    Jul 2009
    Location
    Arkansas and . . .
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    Never, never, never go out on track without coverage.....ask me how I know this.
    Stalker V8, chassis #85

    Stalker Chassis #85 Build Gallery
    Stalker Chassis #85 Owner Thread

    Get up in the morning and give the day your very best. You donít get it back.

  9. #39
    Join Date
    May 2010
    Location
    Laurel MD
    Posts
    184

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    I found the reason for my creeping water temp, nothing to do with the mods I had done over the winter. I had re-installed a panel that runs from the front lower frame rail, it was blocking the air from exiting the radiator. I guess I had not run the plate for years, just found it and decided to re-install. Oops.
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